Security Exchange Bank

Links

Local:

Financial:

Consumer Toolbox
The Georgia Bankers Association is committed to educating consumers and member bankers about important money management issues. Here are some helpful resources.

	Consumer's Guide to Credit Reports and Credit Scores
A new online resource from the Federal Reserve that provides practical answers to questions about credit reports, credit scores, and the importance of protecting personal credit histories. The Guide can be found at www.federalreserve.gov/creditreports.

Click the icon above for more information on financial advisement services offered by Invest Financial.

Regulatory:

FDIC's Electronic Deposit Insurance Estimator
EDIE lets consumers and bankers know, on a per-bank basis, how the insurance rules and limits apply to a depositor's specific group of deposit account s-what's insured and what portion (if any) exceeds coverage limits at that bank. EDIE also allows the user to print the report for their records.

*On July 21, 2010, the United States President signed the Dodd-Frank Wall Street Reform and Consumer Protection Act, which, in part, permanently raises the current standard maximum deposit insurance amount to $250,000.

All funds in a "non-interest bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010 through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "non-interest bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

New Deposit Insurance Coverage Summary

*As a courtesy to you, we provide links to sites outside of our web-site to alert you to products, information and services we feel may be of interest to you. By clicking any of the links you will be leaving Security Exchange Bank's site and therefore the privacy policy of Security Exchange Bank will no longer apply once your have accessed the linked site. Please be sure to review each site's privacy and information security policies carefully prior to entering any confidential information on that site. Although we believe the sites to be reputable, we do not make any representation about the link's contents or availability. Should you have any concerns regarding a link you have accessed though our web-site, please contact our office immediately at 770-419-3337 and ask to speak with the IT Administrator..