Security Exchange Bank

SECURITY EXCHANGE BANK

Interest Rates

Interest Rates are current as of January 19, 2012*
Interest Rates are set by Management and are subject to change without notice

PRODUCT

RATE

APY**

TERM

Minimum Opening Balance

Minimum to Earn Interest

Interest Checking

0.25

N/A

$100

$1,000

Prime 50 Checking:

N/A

$100

N/A

50,000.00 and below

0.25

N/A

$100

N/A

50,000.01 - 100,000.00

0.40

N/A

$100

N/A

100,000.01 and greater

0.65

N/A

$100

N/A

Business Savings

0.25

N/A

$200

Regular Savings

0.25

N/A

$200

Starter Savings

0.25

N/A

$25

N/A

Commercial Money Market

0.25

N/A

$100

$1,000

Personal Money Market

0.65

N/A

$2,500

Investor Money Market

0.75

N/A

$5,000

3 Month CD

0.25

3 months

$500

6 Month CD

0.25

6 months

$500

1 Year CD

0.65

12 months

$500

2 Year CD

0.90

24 months

$500

3 Year CD

1.20

36 months

$500

4 Year CD

1.35

48 months

$500

5 Year CD

1.50

60 months

$500

3 Month Jumbo CD

0.25

90 Days

$100,000

1 Year Jumbo CD

0.65

365 Days

$100,000

**ANNUAL PERCENTAGE YIELD
INTEREST RATES OFFERED ON IRA ACCOUNTS ARE THE SAME AS INTEREST RATES OFFERED ON REGULAR CDS
FEES CAN REDUCE EARNINGS
A PENALTY MAY BE IMPOSED FOR EARLY WITHDRAWALS