Security Exchange Bank

SECURITY EXCHANGE BANK

Interest Rates

Interest Rates are current as of July 14, 2008*
Interest Rates are set by Management and are subject to change without notice

PRODUCT

RATE

APY**

TERM

Minimum Opening Balance

Minimum to Earn Interest

Interest Checking

0.50

N/A

$100

$1,000

Prime 50 Checking:

N/A

$100

N/A

50,000.00 and below

0.50

N/A

$100

N/A

50,001.00 - 100,000.00

1.49

1.50

N/A

$100

N/A

100,001.00 and greater

2.47

2.50

N/A

$100

N/A

Business Savings

1.29

1.30

N/A

$200

Regular Savings

1.29

1.30

N/A

$200

Starter Savings

1.29

1.30

N/A

$25

N/A

Commercial Money Market

1.09

1.10

N/A

$100

$1,000

Personal Money Market

2.47

2.50

N/A

$2,500

3 Month CD

3.21

3.25

3 months

$500

6 Month CD

3.21

3.25

6 months

$500

1 Year CD

3.55

3.60

12 months

$500

2 Year CD

4.33

4.40

24 months

$500

3 Year CD

4.43

4.50

36 months

$500

4 Year CD

4.43

4.50

48 months

$500

5 Year CD

4.43

4.50

60 months

$500

3 Month Jumbo CD

3.21

3.25

90 Days

$100,000

1 Year Jumbo CD

3.55

3.60

365 Days

$100,000

**ANNUAL PERCENTAGE YIELD
INTEREST RATES OFFERED ON IRA ACCOUNTS ARE THE SAME AS INTEREST RATES OFFERED ON REGULAR CDS
FEES CAN REDUCE EARNINGS
A PENALTY MAY BE IMPOSED FOR EARLY WITHDRAWALS